Powered by AI. Paid by CHX

Instant
Rental Income

CHX pays a fixed monthly income for 2–5 years, regardless of occupancy. Your offer in under an hour. Your first payment today.

TRUSTED BY LANDLORDS & AGENTS

  • £1.5m

    Rent underwritten to date

  • 31 months

    Average agreement term

  • 1 in 4

    clients have signed a second property.

WHY CHX

Owning property.Finally worth it.

Certainty.

Fixed monthly income for 2–5 years.

YOUR MONTHLY INCOME

June
£3,250
Paid
July
£3,250
Scheduled
August
£3,250
Scheduled

Your Control.

Repairs, and who does them. Your choice.

YOUR DECISION

Leaking kitchen tap

Reported today. Photos and access times attached.

Less work.

No listings. No viewings. No paperwork.

Monthly Number of

Viewings
0
Listings
0
Tenancy paperwork
0
Calls or Emails from renters
0

WHAT YOU KEEP

Renting laws have changed. Your income doesn't have to.

A tenant misses a payment? Moves out? Your property is vacant?

CHX still pays you. Every month. Regardless.

A PERIODIC TENANCY

Twelve months.
Plans can change.

JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC
  • APR–MAY Notice given · two months’ notice
  • JUN Empty weeks
  • JUL Finding the next renter
  • OCT Chasing the rent

A tenant can now leave on two months' notice, in any month. Here's what that does to a year of rent.

WITHCHX

Twelve months.
Twelve payments.

JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
NOV
DEC

THE ARRANGEMENT

You own the property.CHX pays the income.

YOU RECEIVE

A fixed monthly income for 2–5 years, regardless of occupancy.

YOU CONTROL

Repairs, and who does them.

CHX RECEIVES

The rental income rights for the agreed term.

9:41
CHX

NEEDS YOUR DECISION

Leaking kitchen tap

Coppermill Lane, Walthamstow E17

ReportedToday, 08:52
IssueLeaking tap
Renter access timesThu 8 Oct, 8–11am
Fri 9 Oct, after 5pm

From the renter’s report

Close-up of the leaking kitchen tap Wider view of the kitchen sink 2 photos from renter

Illustrative preview — these choices do not submit a repair request.

When something needs fixing,
the decision is yours.

THE CHX ADVANTAGE

Rental Intelligence.

Unlock more income. Understand more risk.

PRICING

Price with precision.

We analyse demand and achieved rents to find the price that balances income with occupancy.

Illustrative architectural model with a rental-demand line chart and achievable-income bar chart
Rental demandAchievable income

RENTAL MODELS

Find the right approach.

We evaluate optimal residential rental models to identify the approach that best fits your property and its market.

Illustrative cutaway of a residential property showing whole-property letting and optimal residential rental models
Whole propertyOptimal residential rental models

INTERIOR DESIGN

Design for demand.

Targeted improvements to interiors and presentation help your property stand out and attract renters.

The same bedroom styled with considered furnishings and warm lighting With CHX
A bare bedroom with an unmade mattress before interior design Before
Drag to revealIllustrative transformation

RENTER UNDERWRITING

See beyond the application.

Rent payment history, bank transaction analysis and employment risk modelling build a deeper picture of each renter.

Illustrative renter profile connected to three evidence panels for payment history, bank transactions and risk modelling
Rent payment historyBank transaction analysisRisk modelling

Illustrative visuals

YOUR PROPERTY, ANALYSED

Your property. Seen like never before.

Before we make an offer, we analyse your property the way an investor would.
Here’s what goes into the number.

ACHIEVED RENTS · 142 COMPARABLE LETS

Achieved rents distribution Illustrative achieved-rents distribution based on 142 comparable lets, with your home marked at the 72nd percentile. Axis labels show lower, median and higher; this is not a live property assessment. YOUR HOME LOWER MEDIAN HIGHER

Your property sits in the 72nd percentile for its area.

A London Victorian terraced home with warm light in its windows

RENTAL STRATEGY · NET MONTHLY

Whole property£2,250
Optimal residential rental modelsSELECTED£3,640

Optimal residential rental models net more in this illustration, after costs and licensing.

SEASONAL DEMAND · E17

Illustrative seasonal demand by month Illustrative E17 seasonal demand: 12 monthly bars from January to December rise toward an August peak, then decline. No numeric demand score or live forecast is shown. JAN APR AUG DEC

Demand peaks in August. We price for the whole year.

VOID AND ARREARS RISK

Illustrative void and arrears risk scale Illustrative void and arrears risk scale: your home is marked near the low end, with an example average re-let time of 9 days and strong local renter demand; not a live property assessment. YOUR HOME LOW HIGH
Average re-let time
9 days
Local renter demand
Strong

Low risk: lets quickly, to a deep pool of renters.

IMPROVEMENT POTENTIAL

Stepney bedroom before improvements, with a bare mattress, simple bed frame and uncovered bulb
BEFORE
The same Stepney bedroom after improvements, with a dressed bed, bedside lamps, framed artwork and ceiling shade
AFTER

Targeted improvements. Stronger rental appeal.

DOWNSIDE TESTING

Illustrative rental-performance scenarios Three aligned horizontal bars compare expected market, lower rents and longer voids. Each scenario bar is progressively shorter. Expected market Lower rents Longer voids

Testing rental performance under tougher conditions.

Illustrative property analysis.

YOUR PERSONALISED OFFER

Get your personalised CHX offer.

A clear report on your property, the strategy CHX will put in place, and the income we’ll commit to.

  1. 01Your property, analysed
  2. 02The strategy CHX sets
  3. 03Your fixed income and terms
Get your offer
CHX

YOUR PERSONALISED INCOME OFFER

Coppermill Lane, E17

Offer ID: #CHX-2847

Illustrative Victorian conversion on Coppermill Lane E17 in the sample CHX offer showing £3,250 fixed monthly income for 3 years

YOUR FIXED MONTHLY INCOME

£3,250

per month

Paid by CHX

Agreement
3 years
First payment
On activation
Then
Every month

CHX rental strategy

Whole property£2,250
Optimal residential rental models CHX SELECTED£3,640

Estimated net after operating costs.

Property assessment

Illustrative property assessment radar An illustrative, unscored comparison of the property and its surrounding area across demand, layout, condition, re-let, risk and location. Demand Layout Condition Re-let Risk Location
PropertyArea

STRATEGY SET BY CHX

Optimal residential rental models, with targeted interior improvements.
Illustrative offer document CHX 01 / 04

How to Earn

How To Start?

Offer. Sign. Paid.

01

Get your offer

Upload your property details and photos. Receive your monthly income offer and key terms.

02

Sign & activate

Sign online, then complete the property checks and handover with our team.

03

Paid the same day

Receive your first payment the day activation is complete. Then get paid on the agreed date every month.

BEHIND YOUR INCOME

What powers your income.

Driven by Data.

Property details, rental demand and market performance inform every offer.

Aerial view of London homes at dusk
Property details Layout · Size · Condition
Comparable lets
Illustrative London homes used as comparable property evidence Illustrative Victorian home used as comparable property evidence
Local demand

Powered by AI.

We analyse rental potential and risk to shape your income offer.

Warmly lit Victorian terraced home in London
Property
Market
Rental history
LONDON W6
Pricing
Rental strategy
Risk assessment
YOUR INCOME OFFER

£3,250/ month

Fixed for 3 years

Paid by CHX.

CHX funds the commitment and pays you on the agreed schedule.

Angled smartphone with a dark screen
CHX £3,250 Payment received

Illustrative visuals

BEFORE YOU DECIDE

The questions
worth asking.

Your return, your involvement
and the details of your offer.

What will I actually receive each month?

Your personalised offer sets out the agreed payment and any fee deducted. Your property costs—including repairs, insurance and compliance—remain yours. Compare the income after fees and costs alongside the rental work CHX takes off your hands.

What do I still need to look after?

You retain responsibility for repairs, insurance, licences and property compliance. You choose your contractors and control maintenance spending. The local operator reports issues and coordinates access, and can arrange emergency or overdue necessary work under your agreement, at your cost.

How does CHX make money?

We use AI and data to assess the property and inform pricing, tenant selection and rental strategy. CHX receives the rental income, pays you the agreed amount and retains the surplus after operating, funding and risk costs.

How quickly can I start receiving income?

You receive an offer in under one hour after sharing property details and photos. Once you accept, complete onboarding and pass the property checks, handover sign-off triggers your first payment. Your offer confirms the dates it covers, including any unpaid activation period. Bank receipt times can vary.

Who will live in my property?

Recent graduates and young professionals on long-term arrangements, including optimal residential rental models where appropriate. CHX selects tenants and controls collections; the local operator handles letting and everyday tenant contact.

What am I agreeing to?

A fixed-income agreement for the term in your offer, typically 2–5 years. CHX receives the rental income and control of renting for that term. Your agreed payments are made by CHX Asset Management Ltd and are not reduced by ordinary vacancies or tenant arrears.

Can I keep my existing agent?

Yes, where your agent partners with CHX. CHX pays your agent directly. Your agent remains your point of contact and handles property management, while CHX handles rental pricing, tenant selection and collections.

YOUR PAYMENT

Paid by CHX.

Your payment comes from us.

Your first payment is sent the day activation is complete. Then CHX pays directly into your bank account on the agreed date every month.

CHX sends your payment directly to your bank account on your agreed date

Built Different.

From our HQ at The Shard to the way our business model works, CHX is built for the future.

The Shard rising above the London skyline at night

INCOME FOR YOUR LIFE. TIME TO LIVE IT.

Keep the property.
Get on with your life.

A clear monthly income. Far less to organise.
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